AFL-CIO Union Plus Program
Practical savings and support for union members.
Below are some of the benefits of the AFL-CIO Union Plus Program for union members and their families.
Use this page as a quick guide to the types of programs that may be available, then visit UnionPlus.org for current providers, eligibility rules, rates, applications, and benefit details.
Credit and budgeting
- Union member credit card options, including no-annual-fee products when available.
- Account support designed for union members and their families.
- Fraud protection and lost-card support.
- Balance transfer, hardship, and member advocacy features where offered.
Home and real estate
- Mortgage and home-buying resources for first-time and experienced buyers.
- Real estate agent referral programs and closing-cost assistance when eligible.
- Guidance on fixed-rate, variable-rate, and other home loan options.
- Homeowner resources that can help members compare programs before applying.
Health savings
- Discount programs for prescriptions, dental care, vision care, and related services.
- Options for individuals and families who want supplemental savings outside traditional coverage.
- Program levels and pricing that should be confirmed directly through Union Plus.
Education services
- Scholarship opportunities through the Union Plus Education Foundation.
- Education financing resources for college, trade, technical, and professional programs.
- Planning tools and support for families comparing financial aid options.
- Student-focused savings, including textbook and school-related discounts when available.
Loan programs
- Personal loan and home equity resources for qualified members.
- Flexible repayment features and no prepayment penalty options where available.
- Member advocacy resources for eligible borrowers.
- Program terms that vary by lender, state, and member eligibility.
Legal help
- Free initial consultations for many common legal questions.
- Reduced rates for many more complex legal services.
- Access to a national legal network without a separate union enrollment form.
- Written fee agreements before covered work begins.
Auto insurance
- Insurance comparison resources and potential union member savings.
- Customer service support for policy questions and claims.
- Multi-car and other discounts where available.
- Repair choices and coverage details that should be reviewed with the provider.
Pet services
- Pet insurance discounts for eligible union households.
- Coverage options for accidents, illness, and routine care depending on the plan.
- Additional savings may be available for multiple pets.
- Current plan details, deductibles, and exclusions should be confirmed before enrolling.
Everyday savings
- Travel, recreation, and vacation discounts.
- Auto buying, tire, moving, flower, and retail savings.
- Wireless, technology, books, and other household discounts when available.
- New offers are added over time, so check Union Plus before major purchases.